Legal
Privacy Policy
Tentec Sdn Bhd
Effective date: April 2025
1Data We Collect
Phone number — Authentication via OTP
Full name — Profile display
IC number — KYC identity verification
IC photo + selfie — KYC, stored in private encrypted storage
Bank account name, number, bank name — Payouts only
Payment history within groups — Kocek Score calculation and payment enforcement
Device push notification token — Optional, for payment reminders
2How We Use It
Phone + IC — Verify real identity and prevent fraud
Bank details — Process DuitNow payouts to your account only
Payment history — Calculate Kocek Score and enforce payment rules
Push token — Send payment reminders and payout notifications
3Third-Party Services
Billplz — Payment collection and DuitNow payout
Supabase — Secure database and encrypted file storage
Twilio — SMS OTP delivery
Expo — Push notification delivery
4Data Retention
Active account — Data retained while account is active
Deleted account — Personal data deleted within 30 days; payment records retained 7 years for financial compliance
5Your Rights
Access your data — Email freddie.vong@yahoo.com
Request deletion — Email freddie.vong@yahoo.com
KYC photos — Never shared with third parties or other group members
6Security
IC photos and selfies — Stored in private buckets — not publicly accessible
Data transmission — All data transmitted over HTTPS
© 2025 Tentec Sdn Bhd
Questions? freddie.vong@yahoo.com